First Home Buyer.
Buying your first home is exciting—we're here to keep it that way.
Buying your first home is an exciting milestone and a major financial decision. With access to over 60 lenders, we tailor solutions to your needs, explore government schemes, and identify benefits based on your situation to secure you the right loan.
The Loan Process.
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It all starts with a quick consultation—online or in person. We’ll discuss your goals, review your finances, and work out your borrowing capacity. Together, we’ll explore various lenders and loan products, guide you through each step of the process.
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We’ll assess your eligibility for first-home buyer schemes, including the First Home Owner Grant (FHOG), Stamp Duty Exemptions and Concessions and the First Home Buyer Guarantee (FHBG)
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With access to more than 60 lenders, we’ll recommend a tailored loan solution and, if suitable, prepare and lodge your pre-approval application. Having pre-approval gives you the confidence to move quickly once you find your ideal property.
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When pre-approved, we’ll provide property profile reports featuring detailed market insights and comparable sales data. Armed with this information, you can choose the right property that aligns with both your needs and budget.
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After your offer is accepted, we’ll assist in satisfying any remaining conditions and work with your lender to transition your loan from pre-approved to unconditional approval seamlessly.
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We’ll guide you through the settlement process, ensuring all loan documents are reviewed, understood, and completed. We’ll also help you set up online access with your lender. With everything in place, you’re ready to settle.
Access over 60 Lenders in one place.
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What our clients are saying.
Oliver A - First Home Buyer
“James was super helpful in navigating our first home loan, he stuck with us for 18 months and was always available. Highly recommend!”
Laura B - First Home Buyer
“James was absolutely amazing throughout the entire process; he was very knowledgeable and took the time to explain every step to me. I would highly recommend James to anyone who requires a Mortgage Broker.”
Ready to Find Your First Home Loan ?
Let Pendium Finance guide you at each stage of the home buying journey.